In AART.org magizine
Dealers Disguise Profits
the Center for Responsible Lending says car buyers pay an extra $20 billion a year because dealers routinely mark up the interest rate of loans they boker. And dealers pad profits with such contract concoctions as preparation fees for cleaning your vehicle ( which automakers often pay), advertising charges (if these show up at closing, balk), and even life insurance to pay off your loan should you die. As always: Buyer beware.
Each 1-mpg boost in fuel efficiency can save you $1000.00 over ten years? That means $100.00 per year for ten years. Yet your paying how much more for that new vehicle?
Trade-ins cost you up to 25% of full value. Sell the car yourself that use that to make a good down payment.Suggested 20% down payment and a four year loan.
Consider buying used: The newer car, the pricier your insurance. In other words you might save putting it in the gas tank but you get to pay the insurance man.....
Monday, December 27, 2010
Wednesday, December 22, 2010
A great way to Eat Out
I love to go out and eat at a nice restaurant. Today who can afford it. I recently found a neat little place to buy Gift certificates to those great restaurants. I even got a $25.00 gift certificate for $2.00... What a surprise.!!! I hope you can find the site that I did with the above link and get to enjoy a great meal this Holiday.
Tuesday, December 21, 2010
I've got Coverage Insurance Help
Do you need help with Medical or dental? Finding it hard to afford?
Get a Quote with a specialist.
Wednesday, November 24, 2010
Thursday, May 6, 2010
Self Talk
Here’s “how”…
1. If you’ve never read “Success In 10 Steps”, please do so NOW. That free book has saved people like you and me a LOT of failure and frustration when trying to build a business. It talks about ALL the skills you need to be successful.
Click my pic (above), and read the “Who I’d like to meet” section in my profile. Then click on the word “help”.
It’s free, the website is mine, and the only contact you get is from me.
2. At Mentoring For Free, we GIVE you the most valuable asset in our life. Our TIME.
If you are ready to have success in your life and your business with your commitment to yourself
and Mentoring For Free for the next 30 Days.....
I have only ONE QUESTION to ask you.
Is your life worth 30 days? If it is, start NOW.
# Your commitment is to TURN OFF the TV, radio, news paper, NO stock reports, AOL pop up's, video games, listening to negative people, saying ANYTHING negative about anyone.
Remember this; small minded people talk ABOUT people while brilliant people talk about THOUGHTS.
Every time you let people "rent space in your head” for any reason, you are giving them your Power.
This life-changing event will cost you NOTHING but your time. Do NOT Start this process if you don't have the guts to take it to the finish line.
# We read one chapter each week of the book called, "Think and Grow Rich" by Napoleon Hill. Be sure to email me your thoughts from the chapter of the week.
You can download “Think And Grow Rich” FREE from here:
http://www. mentoring-for-free. com/ebook/thinkgrowrich. pdf
# We will be doing a "Master Mind Coaching" call every Wednesday at 3:00pm and 8:00pm EST. We will share what we learned from the chapter we’re reading that week. After we get to the end, we start the next week at the beginning.
Because the Mental Cleanse is ongoing, you DO NOT have to start on chapter one. You can start with the chapter we’re on that week. Here’s the phone number:
1-218--936—3890, Access Code 300 300 #.
# Say your self-talk at least 100 times a day. You can use mine until you have your own, but start today:
"I AM healthy, happy, and peaceful! I ENJOY good thoughts and expensive toys! I am AMAZINGLY rich! I LOVE myself, my life and my luxury! EVERYONE wants to know my secret!"
# Drink plenty of water. You are detoxing your mind, and just like the rest of your body, your mind needs water as you STOP the “chatter” in your mind.
Again, this is most important:
Do NOT start this process if you are not "coachable", or get your feelings hurt easily. As your Coach and Mentor, I can only say it as I see it. If you can NOT stand the truth, then again DO NOT start this process. You will quit and won't like the outcome.
”Life is not the amount of breaths you take, it's the moments in your life that take your breath away.”
Remember to “Work like you don't need the money, love like you've never been hurt, dance like nobody's watching, sing like nobody's listening, and live like it's Heaven on earth.”
KALEEM
1. If you’ve never read “Success In 10 Steps”, please do so NOW. That free book has saved people like you and me a LOT of failure and frustration when trying to build a business. It talks about ALL the skills you need to be successful.
Click my pic (above), and read the “Who I’d like to meet” section in my profile. Then click on the word “help”.
It’s free, the website is mine, and the only contact you get is from me.
2. At Mentoring For Free, we GIVE you the most valuable asset in our life. Our TIME.
If you are ready to have success in your life and your business with your commitment to yourself
and Mentoring For Free for the next 30 Days.....
I have only ONE QUESTION to ask you.
Is your life worth 30 days? If it is, start NOW.
# Your commitment is to TURN OFF the TV, radio, news paper, NO stock reports, AOL pop up's, video games, listening to negative people, saying ANYTHING negative about anyone.
Remember this; small minded people talk ABOUT people while brilliant people talk about THOUGHTS.
Every time you let people "rent space in your head” for any reason, you are giving them your Power.
This life-changing event will cost you NOTHING but your time. Do NOT Start this process if you don't have the guts to take it to the finish line.
# We read one chapter each week of the book called, "Think and Grow Rich" by Napoleon Hill. Be sure to email me your thoughts from the chapter of the week.
You can download “Think And Grow Rich” FREE from here:
http://www. mentoring-for-free. com/ebook/thinkgrowrich. pdf
# We will be doing a "Master Mind Coaching" call every Wednesday at 3:00pm and 8:00pm EST. We will share what we learned from the chapter we’re reading that week. After we get to the end, we start the next week at the beginning.
Because the Mental Cleanse is ongoing, you DO NOT have to start on chapter one. You can start with the chapter we’re on that week. Here’s the phone number:
1-218--936—3890, Access Code 300 300 #.
# Say your self-talk at least 100 times a day. You can use mine until you have your own, but start today:
"I AM healthy, happy, and peaceful! I ENJOY good thoughts and expensive toys! I am AMAZINGLY rich! I LOVE myself, my life and my luxury! EVERYONE wants to know my secret!"
# Drink plenty of water. You are detoxing your mind, and just like the rest of your body, your mind needs water as you STOP the “chatter” in your mind.
Again, this is most important:
Do NOT start this process if you are not "coachable", or get your feelings hurt easily. As your Coach and Mentor, I can only say it as I see it. If you can NOT stand the truth, then again DO NOT start this process. You will quit and won't like the outcome.
”Life is not the amount of breaths you take, it's the moments in your life that take your breath away.”
Remember to “Work like you don't need the money, love like you've never been hurt, dance like nobody's watching, sing like nobody's listening, and live like it's Heaven on earth.”
KALEEM
JURY DUTY SC A M
JURY DUTY SC A M
DO NOT DELETE WITHOUT RE A DING !
Pass this on to your grown children. This has been verified by the FBI (their link is also included below). Please pass this on to everyone in your email address book. It is spreading fast so be prepared should you get this call. Most of us take those summonses for jury duty seriously, but enough people skip out on their civic duty that a new and ominous kind of fraud has surfaced.
The caller claims to be a jury coordinator. If you protest that you never received a summons for jury duty, the scammer asks you for your Social Security number and date of birth so he or she can verify the information and cancel the arrest warrant. Give out any of this information and bingo, your identity was just stolen.
The fraud has been reported so far in 11 states, including Oklahoma , Illinois , and Colorado . This (swindle) is particularly insidious because they use intimidation over the phone to try to bully people into giving information by pretending they are with the court system.
The FBI and the federal court system have issued nationwide alerts on their web sites , warning consumers about the fraud.
Check it out here:http://www.fbi.gov/page2/june06/jury_scams060206.h
tm
A nd here: http://www.snopes.com/crime/fraud/juryduty.asp
Yep! It's true
DO NOT DELETE WITHOUT RE A DING !
Pass this on to your grown children. This has been verified by the FBI (their link is also included below). Please pass this on to everyone in your email address book. It is spreading fast so be prepared should you get this call. Most of us take those summonses for jury duty seriously, but enough people skip out on their civic duty that a new and ominous kind of fraud has surfaced.
The caller claims to be a jury coordinator. If you protest that you never received a summons for jury duty, the scammer asks you for your Social Security number and date of birth so he or she can verify the information and cancel the arrest warrant. Give out any of this information and bingo, your identity was just stolen.
The fraud has been reported so far in 11 states, including Oklahoma , Illinois , and Colorado . This (swindle) is particularly insidious because they use intimidation over the phone to try to bully people into giving information by pretending they are with the court system.
The FBI and the federal court system have issued nationwide alerts on their web sites , warning consumers about the fraud.
Check it out here:http://www.fbi.gov/page2/june06/jury_scams060206.h
tm
A nd here: http://www.snopes.com/crime/fraud/juryduty.asp
Yep! It's true
Written by an Australian Dentist
|
An American lives in the most prosperous land in the history of the world.
The root of that prosperity can be found in the Declaration of Independence , which recognizes the God given right of each person to the pursuit of happiness.
An American is generous.. Americans have helped out just about every other nation in the world in their time of need, never asking a thing in return.
When Afghanistan was over-run by the Soviet army 20 years ago, Americans came with arms and supplies to enable the people to win back their country!
As of the morning of September 11, Americans had given more than any other nation to the poor in Afghanistan ....
An American is generous.. Americans have helped out just about every other nation in the world in their time of need, never asking a thing in return.
When Afghanistan was over-run by the Soviet army 20 years ago, Americans came with arms and supplies to enable the people to win back their country!
As of the morning of September 11, Americans had given more than any other nation to the poor in Afghanistan ....
The national symbol of America , The Statue of Liberty , welcomes your tired and your poor, the wretched refuse of your teeming shores, the homeless, tempest tossed. These in fact are the people who built America
Some of them were working in the Twin Towers the morning of September 11 , 2001 earning a better life for their families. It's been told that the World Trade Center victims were from at least 30 different countries, cultures, and first languages, including those that aided and abetted the terrorists.
Some of them were working in the Twin Towers the morning of September 11 , 2001 earning a better life for their families. It's been told that the World Trade Center victims were from at least 30 different countries, cultures, and first languages, including those that aided and abetted the terrorists.
So you can try to kill an American if you must. Hitler did. So did General Tojo , and Stalin , and Mao Tse-Tung, and other blood-thirsty tyrants in the world.. But, in doing so you would just be killing yourself . Because Americans are not a particular people from a particular place. They are the embodiment of the human spirit of freedom. Everyone who holds to that spirit, everywhere, is an American.
Please keep this going!
Pass this around the World .
Then pass it around again. It says it all, for all of us.
Please do not just delete.
Pass it on first.
Thanks!
Please keep this going!
Pass this around the World .
Then pass it around again. It says it all, for all of us.
Please do not just delete.
Pass it on first.
Thanks!
Friday, March 19, 2010
Robin's Tips and sales: Tea Party Video
Robin's Tips and sales: Tea Party Video
http://vids.myspace.com/index.cfm?fuseaction=vids.myVideos
http://vids.myspace.com/index.cfm?fuseaction=vids.myVideos
Tea Party Video
http://vids.myspace.com/index.cfm?fuseaction=vids.myVideos
Please take a moment and view this video. It is a strong message on why we need to stand
up for America. This was made for a tea party.
Please take a moment and view this video. It is a strong message on why we need to stand
up for America. This was made for a tea party.
Sunday, February 7, 2010
Saturday, February 6, 2010
Thursday, January 21, 2010
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